about us
Welcome to
STFT Finance
At STFT, we believe India moves forward through the hands of its small traders, home-based creators, service workers and micro-enterprises. Their work keeps local markets alive, supports families and strengthens communities. Our role is to fuel that progress with responsible finance that reaches them on time and in the amount that truly matters.
We offer simple, transparent and timely loans that help micro-entrepreneurs and small businesses manage working capital, upgrade assets, expand capacity and handle personal needs without delay or heavy paperwork. For us, lending isn’t a transaction. It’s a way to help people run stronger businesses, secure their livelihoods and build a future they can rely on.
Founded in 2019 and based in Gurgaon, STFT Finance (Small-Ticket Fast-Track Finance) is led by experienced financial professionals with deep roots in banking and MSME lending. Our team brings years of on-ground insight, working closely with local communities to understand real challenges and design credit solutions that match each borrower’s goals.
Our footprint spans North India and Maharashtra, where we meet entrepreneurs in their shops, workshops, factories and markets. We combine this field presence with modern, tech-enabled processes that cut down paperwork, speed up verification and make approvals faster and more predictable. From digital onboarding to data-driven assessments, our systems are built to keep credit accessible, consistent and transparent.
Every day, we turn small opportunities into steady livelihoods and everyday businesses into engines of growth. Our purpose is simple: to deliver fair, fast and supportive credit that’s powered by technology, shaped by experience and anchored in trust. When we back grassroots entrepreneurs, we help build a more resilient and inclusive India — one business at a time.
Our vision
Our mission
To build a financial ecosystem where every hardworking individual and micro-entrepreneur can grow with dignity, backed by timely and trusted credit that fuels real progress.
Our mission is to unlock opportunity for India’s lower and middle-income earners and micro-entrepreneurs by delivering right-sized, affordable and transparent credit; enabling them to strengthen their livelihoods, build sustainable businesses, and create value in their communities.
Meet our team
From our early days to where we stand today, our journey has been shaped by a team that shows up every day with heart.
Santiago G. Drayton
Gabriel O. Eastwood
Marco L. Caldwell
Our values
Our values shape everything we do — from how we design our products to how we serve our customers. Guided by these values, we work to strengthen our clients and expand access to fair financial services.
We support livelihoods, families and communities—not just balance sheets.
Clear, affordable lending that gives people confidence, not confusion.
We use digital innovation to make borrowing faster, easier and more human.
We lend what is right—not just what is possible, ensuring sustainable progress.
We build lasting relationships through empathy, integrity and reliability.
Why Choose Us
At STFT, we are more than just a lender — we combine financial expertise, innovation, and customer focus to deliver superior value.
Quick approvals and disbursements
Direct to customer model
Doorstep and last mile service
Transparency and customer centricity
Phygital approach
